Friday, August 31, 2018

Will Cash Loans Ever Rule the World?

For many of cash-strapped consumers, short-term loans offer the means to cover purchases or pressing bills. But these deals, typically called payday loans, also pack triple-digit interest rates, leaving the borrowers trapped in a cycle of high-cost debt as a result.

Those that have borrowed from a storefront payday lender once, will find that the lender will deduct the owed amount from borrowers bank account on his or her next payday, to pay off the loan. Collateral based loans for cash in San Clemente have become accessed from pawn shops offering lower interest rates and easier terms that wont have people chasing their tails. 

As of now money will continue to rule the world as long as those that circulate money become forced into credit debt or loan deficits. 

Learn more about Gems N' Loans

Wednesday, August 29, 2018

How To Save on Cash Loans in San Clemente

The Wealthy are Using Pawn Shops to Finance Their Business Ideas
Wealthy people looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy cash loans from high-end pawn shops in and around San Clemente.

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.

The pickup in economic growth has shifted the balance toward small business owners growing their businesses, and Gems N' Loans had been able to accommodate wealthy entrepreneurs.

Growth is "certainly geared more towards opportunity loans than anything else," Tabach-Bank said in a phone interview. His company operates brick-and-mortar high-end pawn shops in Beverly Hills, Chicago and New York. Business is doing so well that he's considering opening a fourth location.

In another sign, Denver-based Luxury Asset Capital said it launched an online version called Lux Exchange in late January and has secured a credit line of $50 million from a family office.

A big part of the job is "educating the affluent consumer that they have all these assets sitting in their closet," said Dewey Burke, president and CEO of Luxury Asset Capital.

Friday, August 10, 2018

Is There a Better Pawn Shop in San Clemente to Get Cash for Gold?

There are things to know before selling jewelry to a pawn shop in San Clemente or anywhere for that matter.  First off get an idea of how much of your gold is worth before trying to negotiate a price for your items. There are many ways to go about finding out the value of gold jewelry.

One way is to Look for a stamp on the piece that might say 24K, 18K or 14K, in markings that indicate the purity of gold. Some people have been known to simply use a kitchen scale to weigh their gold.

It is important to find out how much gold is valuing for in the fair market. This can be checked at the World Gold Council website. However, keep in mind that the price of gold changes every day, so what’s true today may not be tomorrow.

Finally, use a gold calculator to figure out how much your gold is worth. You will need to input the karats and weight in grams into a special calculator to determine these figures.

Learn more here to meet up for pricing!

Thursday, August 2, 2018

The Best Cash For Gold in San Clemente
If you are wondering what the best cash for gold is, then you need look no further. The best cash for gold is the kind that is fast, fair, and hassle free.

When searching pawns shops in and around San Clemente, it is wise to do a bit of research before entering in to a bargain or collateral loan, without considering the following:

Gold is traded 24 hours a day, 7 days per week on the open market, and is priced by the ounce. However, keep in mind this value can change at any second. Therefore, the prices for buying and selling gold are constantly fluctuating. These variances in market value are attributed to supply, demand, and buying power currency values. Political climates have also known to influence the fluctuation.

The best thing to do is work from a base price determined by the market. A pawn broker in San Clemente will likely pay you less than its value so that they can turn it around and sell it for a profit.

Learn more here!