Wednesday, January 16, 2019

Cash Loans San Clemente 0% Interest First Month

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The United States House and Senate had previously voted overwhelmingly to give the workers back pay whenever the federal government fully reopened, and President Trump indicated he would sign the measure in a formal statement about the legislation.

Meanwhile federal workers including military personal have not been receiving their pay. For example, thousands of active duty United States Coast Guard service members, did not receive their paycheck for the first time in history, according to the branch's top official.

Gems N' Loans near San Clemente is offering loans to governmental employees for 0% interest off the first month until January 23rd. This could be a great opportunity to subsidizes until this government shut down recedes, and the authorities come to a conclusion.

To learn about these loans and Gems N' Loans near you click here!

Sunday, December 23, 2018

Cash Loans and Paying Off Christmas Debt

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Usually after Christmas, Americans take down the tree, clean up the sea of wrapping paper, and perhaps begin to glance at their the financial wreckage from another holiday season.

According to Market Watch, it has been said that Shoppers in the U.S. rack up an average of $1,054 of debt over he holidays, which is apparently an increase since last year, according to a survey from MagnifyMoney, a personal finance website. They found 44% of shoppers racked up more than $1,000 in holiday debt, and 5% accumulated more than $5,000 in debt.

Pawn shops offering cash loans in and Around San Clemente recommend taking a personal inventory of any items of value you may have, before hiking up your credit cards. The collateral loan business will loan cash or out right buy merchandise of value. So if you have some article such as laptops or unused jewelry, this could  be a great way to be resourceful and avoid debt, by recycling items of value for new gifts for your loved ones. 


Learn how to get a cash loan or exchange for cash here!

Tuesday, December 18, 2018

What is a Payday Loan in San Clemente

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Payday Loan: Why It Is a Lifeline Today The payday lending perseverance has grown exponentially over the last 15 years. It is estimated that over 20 million Americans use payday loans every lunation. Over the past few ages, the payday lending industry has appear under increasing scrutiny by various regulatory bodies, and in exact the Consumer Financial Protection Bureau (CFPB).

Have you received a pre-approved offer in the mail this holiday season that looks like a check, made out to you and ready to cash? Before you rush to the bank, visions of presents dancing in your head, know that it’s not free cash. Rather, it’s more likely an expensive loan.

Such pre-screened mail offers, or “live checks,” are personal loans sent from banks or lenders to consumers who meet certain criteria, like a minimum credit score. Cashing the check enters you into a loan agreement that may last multiple years and have an annual interest rate above 25 percent.

Chris Jackson received a live check in the mail last November for $2,500 with a 28 percent interest rate. Jackson, a financial planner, was skeptical, but his family reacted differently.

“I asked my family what they would do with [the check], and of course they said they would cash it,” says Jackson, founder of Lionshare Partners, a financial planning firm in Los Angeles.


Collateral-based loans lend when something of value is used to back the loan, leaving this to be a safe option. You take in something you own, and if the pawnbroker is interested, he or she will offer you a loan based on it's value. The pawnbroker then keeps your item until you repay the loan. No credit checks are conducted and interest rates are as low as 2%. This appears to be the best loan option before payday.

Learn more about collateral lenders in the San Clemente area!

Friday, December 14, 2018

Get Paid a Cash Loan Same Day

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Once you submit an application online for a same day payday loan, you get an almost instant reply from lenders as soon as within same day of request. They try to make all things fast and easy.

When borrowers are unable to pay back a payday loan on time, they either renew the loan or take out a new one. While they keep making payments on their loans, the amount they owe never gets any smaller. A borrower who starts out with a $400 loan and a $60 interest payment and then keeps renewing the loan every two weeks for four months will end up paying about $480 in interest and will still owe the original $400.

It is possible to get cash loans right on the spot at any pawn shop in or near San Clemente. These types of collateral loans only require an item of value in exchange for the loan amount, which also depend on the value of your item.

The worst case scenario the borrower could lose their collateral if they default on the loan. Mean while their credit score is unaffected nor are there any fears of next paycheck garnishment.

Learn more here at Gems N' Loans Dana Point.

Monday, December 3, 2018

Pawn Shop Loans San Clemente Expectations vs. Reality

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Pawn brokers in San Clemente serve in multiple capacities, as do  loan officers, bankers, and even historians. However, a good pawn broker buys items for a reasonable price and sells them at a discount. The pawn industry is about making money, which means repeat business and reasonable deals.

Recently pawn shops have been inundated with bad press no thanks to Hollywood productions tying pawn shops to seedy neighborhoods and bad dealings. Fortunately, the reality of the pawn industry couldn’t be further from that.

Gem N' Loans offer a clean private environment where one in need may obtain a no hassle loan or a rare guitar. So whether you are jamming in a band or out the door to get some fast cash, a pawn broker will most likely be the least invasive loan option available. This means no robbing Peter to pay Paul.

All pawn shop merchandise is verified as not stolen and often have better deals online. you might find that iPad you always wanted and get to actually test it.

Learn more about the reality surrounding collateral lending here!

Monday, November 26, 2018

Currency Services in San Clemente for Cash

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Almost all countries around the world have their own currency service. A core characteristic of most modern currencies is a bill that is referred to or loaned in the form of what is called cash. This word comes from late 16th century and was denoted a box for money, coined from the French casse or Italian cassa and Latin capsa for box. It become the secondary meaning for money.

When searching for for a cash loan, it is always a good idea to weigh your  options. Depending upon the financial situation usually determines the options and level of desperation. While Pawn shops in San Clemente offer interest rates as low as 2% on collateral loans, that might not be the only option, for example payday advances or title loans work for some.

A persons situation doesn't necessarily have to be a desperate one. Some wealthy people use their unused jewelry to borrow easy no hassle loans that will allow them to invest in other prospects. For example: pawn brokers like Gems N' Loans offer private consultations to aid in larger collateral borrowing. 

Monday, November 5, 2018

San Clemente California Payday Loan Alternatives

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It has been said that payday lenders claim to be a convenient sources of credit for low to moderate income families in a budget crisis. However, a revealing study from Pew Research demonstrates that contrary to common assumptions, borrowers typically use payday loans to pay for daily expenses.

It has been said that payday lenders claim to be a convenient sources of credit for low to moderate income families in a budget crisis. However, a revealing study from Pew Research demonstrates that contrary to common assumptions, borrowers typically use payday loans to pay for daily expenses.

Payday lenders advertise their fees as a dollar amounts rather than an APR, or annual percentage rates, and this is something that might not always be clear upon borrowing from this source. Paying a $50 fee for a loan of $500 over a period of two weeks may not seem that bad, however, that fee overlooks the fact that borrowers can take up to an average of 5 8 months to pay back their loans.

When looking for a short term cash loans, people worry that running their credit will either deny them the loan or have a negative impact on their current credit score. Pawn shops like Gems N' Loans in Dana Point, don't run credit checks when approving loans, therefore, alleviating having to worry about the credit implications.