Sunday, December 23, 2018

Cash Loans and Paying Off Christmas Debt

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Usually after Christmas, Americans take down the tree, clean up the sea of wrapping paper, and perhaps begin to glance at their the financial wreckage from another holiday season.

According to Market Watch, it has been said that Shoppers in the U.S. rack up an average of $1,054 of debt over he holidays, which is apparently an increase since last year, according to a survey from MagnifyMoney, a personal finance website. They found 44% of shoppers racked up more than $1,000 in holiday debt, and 5% accumulated more than $5,000 in debt.

Pawn shops offering cash loans in and Around San Clemente recommend taking a personal inventory of any items of value you may have, before hiking up your credit cards. The collateral loan business will loan cash or out right buy merchandise of value. So if you have some article such as laptops or unused jewelry, this could  be a great way to be resourceful and avoid debt, by recycling items of value for new gifts for your loved ones. 


Learn how to get a cash loan or exchange for cash here!

Tuesday, December 18, 2018

What is a Payday Loan in San Clemente

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Payday Loan: Why It Is a Lifeline Today The payday lending perseverance has grown exponentially over the last 15 years. It is estimated that over 20 million Americans use payday loans every lunation. Over the past few ages, the payday lending industry has appear under increasing scrutiny by various regulatory bodies, and in exact the Consumer Financial Protection Bureau (CFPB).

Have you received a pre-approved offer in the mail this holiday season that looks like a check, made out to you and ready to cash? Before you rush to the bank, visions of presents dancing in your head, know that it’s not free cash. Rather, it’s more likely an expensive loan.

Such pre-screened mail offers, or “live checks,” are personal loans sent from banks or lenders to consumers who meet certain criteria, like a minimum credit score. Cashing the check enters you into a loan agreement that may last multiple years and have an annual interest rate above 25 percent.

Chris Jackson received a live check in the mail last November for $2,500 with a 28 percent interest rate. Jackson, a financial planner, was skeptical, but his family reacted differently.

“I asked my family what they would do with [the check], and of course they said they would cash it,” says Jackson, founder of Lionshare Partners, a financial planning firm in Los Angeles.


Collateral-based loans lend when something of value is used to back the loan, leaving this to be a safe option. You take in something you own, and if the pawnbroker is interested, he or she will offer you a loan based on it's value. The pawnbroker then keeps your item until you repay the loan. No credit checks are conducted and interest rates are as low as 2%. This appears to be the best loan option before payday.

Learn more about collateral lenders in the San Clemente area!

Friday, December 14, 2018

Get Paid a Cash Loan Same Day

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Once you submit an application online for a same day payday loan, you get an almost instant reply from lenders as soon as within same day of request. They try to make all things fast and easy.

When borrowers are unable to pay back a payday loan on time, they either renew the loan or take out a new one. While they keep making payments on their loans, the amount they owe never gets any smaller. A borrower who starts out with a $400 loan and a $60 interest payment and then keeps renewing the loan every two weeks for four months will end up paying about $480 in interest and will still owe the original $400.

It is possible to get cash loans right on the spot at any pawn shop in or near San Clemente. These types of collateral loans only require an item of value in exchange for the loan amount, which also depend on the value of your item.

The worst case scenario the borrower could lose their collateral if they default on the loan. Mean while their credit score is unaffected nor are there any fears of next paycheck garnishment.

Learn more here at Gems N' Loans Dana Point.

Monday, December 3, 2018

Pawn Shop Loans San Clemente Expectations vs. Reality

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Pawn brokers in San Clemente serve in multiple capacities, as do  loan officers, bankers, and even historians. However, a good pawn broker buys items for a reasonable price and sells them at a discount. The pawn industry is about making money, which means repeat business and reasonable deals.

Recently pawn shops have been inundated with bad press no thanks to Hollywood productions tying pawn shops to seedy neighborhoods and bad dealings. Fortunately, the reality of the pawn industry couldn’t be further from that.

Gem N' Loans offer a clean private environment where one in need may obtain a no hassle loan or a rare guitar. So whether you are jamming in a band or out the door to get some fast cash, a pawn broker will most likely be the least invasive loan option available. This means no robbing Peter to pay Paul.

All pawn shop merchandise is verified as not stolen and often have better deals online. you might find that iPad you always wanted and get to actually test it.

Learn more about the reality surrounding collateral lending here!

Monday, November 26, 2018

Currency Services in San Clemente for Cash

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Almost all countries around the world have their own currency service. A core characteristic of most modern currencies is a bill that is referred to or loaned in the form of what is called cash. This word comes from late 16th century and was denoted a box for money, coined from the French casse or Italian cassa and Latin capsa for box. It become the secondary meaning for money.

When searching for for a cash loan, it is always a good idea to weigh your  options. Depending upon the financial situation usually determines the options and level of desperation. While Pawn shops in San Clemente offer interest rates as low as 2% on collateral loans, that might not be the only option, for example payday advances or title loans work for some.

A persons situation doesn't necessarily have to be a desperate one. Some wealthy people use their unused jewelry to borrow easy no hassle loans that will allow them to invest in other prospects. For example: pawn brokers like Gems N' Loans offer private consultations to aid in larger collateral borrowing. 

Monday, November 5, 2018

San Clemente California Payday Loan Alternatives

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It has been said that payday lenders claim to be a convenient sources of credit for low to moderate income families in a budget crisis. However, a revealing study from Pew Research demonstrates that contrary to common assumptions, borrowers typically use payday loans to pay for daily expenses.

It has been said that payday lenders claim to be a convenient sources of credit for low to moderate income families in a budget crisis. However, a revealing study from Pew Research demonstrates that contrary to common assumptions, borrowers typically use payday loans to pay for daily expenses.

Payday lenders advertise their fees as a dollar amounts rather than an APR, or annual percentage rates, and this is something that might not always be clear upon borrowing from this source. Paying a $50 fee for a loan of $500 over a period of two weeks may not seem that bad, however, that fee overlooks the fact that borrowers can take up to an average of 5 8 months to pay back their loans.

When looking for a short term cash loans, people worry that running their credit will either deny them the loan or have a negative impact on their current credit score. Pawn shops like Gems N' Loans in Dana Point, don't run credit checks when approving loans, therefore, alleviating having to worry about the credit implications.
 

Monday, October 29, 2018

No Credit Check and No Payday Loans San Clemente

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Ask yourself why you want to avoid having a credit check when seeking a cash loan in and around San Clemente. Better yet, why you would want to avoid getting any loan with a high APR or interest rate. When you think about it, your most expensive credit card may have an interest rate of 28 percent in the higher scenarios. Now try multiplying this by ten, and that's what you can end up paying for a payday advance.

Yes, it is true that these types of loan are available for those in need and are quite easy to obtain. The hard part however, is getting out of them. Payday lenders will verify your income and a bank checking account. They verify the income to determine your ability to repay. But the bank account has a more specific purpose, and work as security for the lender should you not return to pay the loan the can simply deduct it from your next pay check.

They as for a postdated check, that ensures that the lender will be paid back by the scheduled date, and that they won’t have to chase you to get it. Borrowers tolerate the postdated check arrangement because the other major component that lenders normally look at is again credit history.

Why a Collateral Loan is Better?

Pawn is another way to say collateral loan. Pawnbrokers lend money on items of value ranging from gold and diamond jewelry, musical instruments, televisions, electronics, tools, household items, and more. Some pawn shops may specialize in certain items. These types of loans are based on the value of the collateral. When the customer pays back the loan, their merchandise is returned to them. However, the customer may also choose to surrender their collateral as payment in full. Most pawn shops offer extensions where permitted by state law.

Learn more here!

Friday, October 19, 2018

How to Get a No Credit Check Loan in San Clemente

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Unlike a car title loan, that is taken out against the value of your car. Cash loans from pawn shops in San Clemente can offer less risky alternatives. With title loans, you have own your car outright in order to borrow money against it. However, if the money isn't paid back, the loaner can lawfully take your car and liquidate it, which in turn can effect your credit.

A pawnshop loan is very similar to a title loan. Instead of borrowing money against your car’s title, you’re borrowing money against some other piece of property, like jewelry, computers, instruments, or other items of value.

Obtaining loans from pawn shops, can be faster and easier than borrowing money from banks and other institutions. Banks and other financial institutions require credit check, minimum loan amount and then take time to approve a loan. So, it can be said that a pawn shop is the best option for short term loan.


Learn more here!

Tuesday, October 9, 2018

What to Know About Title Loans in San Clemente California


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Title loans are usually for larger amounts of money, where your vehicle is used as a tangible asset in exchange for loan assurance. While the title loan model seems similar to any other collateral loan, they typically carry higher costs than payday loans, according to a recent Pew study. In addition, there are the additional risks of losing a major asset if the debt cannot be repaid. This might leave the customer paying more in fees than the amount borrowed.

This isn't to say that thses types of can loans wouldn't work for some individuals. However, a pawn shop loan will open up alternatives on other valued items, as well as offer longer terms with better interest rates.

When searching for cash advance alternatives on collateral loans the sale of your items of value, call Gems N' Loans in Dana Point!

Wednesday, October 3, 2018

How to Get a Safe Fast Cash Advance Before Payday

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Getting expedient cash in times of need can be challenging if the borrower is unfamiliar with the options available to them in San Clemente.

Collateral loans, are usually the safest bet when in pursuit. A collateral loan is simply borrowing money, while pledging something valuable that you already own as collateral, referring to assets that you are willing to put up to secure credit.

Loans that use tangible assets as collateral are called secured loans. The advantage of secured collateral loans is that they often have lower interest rates.

Pawn shops interest rates are only there for the time that you’ve actually borrowed the money.

Learn more here!

Wednesday, September 26, 2018

How to Avoid Credit Checks on Payday Loans in San Clemente

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Fixed incomes while secure, can sometimes limit a person in an emergency. Those that live check to check and for each payday, usually have already used their earnings to cover their monthly overhead. Therefore, when extra money is need in times of crisis, the only option is a savings account or a loan option.

Payday loans effectively offer you access to your pay check a few weeks early. However, the main issue with payday loans is that it can be so easy to simply roll your loan over for a second month. So even if you initially plan to pay back the loan within the first month, you might decide to give yourself some extra breathing space, and extend the loan for a second month, pushing the borrower further behind the 'Eight Ball.'

With pawn shop loans in San Clemente, the lender is not really concerned with whether you default on the loan or not, leaving your next payday untouched. Essentially you just have to be prepared for the worst case scenario in losing an item that could most likely be replaced in the future.


Gems N' Loans is near and can very well accommodate your financial needs!

Friday, September 21, 2018

New No Credit Check Payday Loans San Clemente

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What constitute a risk free cash loan? After all, life doesn’t always allow for perfect financial health. When you need cash to get you through to your next payday, a pawn loan or short term loan could be a viable option when trying to makes ends meet.

The first thing the borrower needs to establish is whether they wish to have their credit affected by a typical payday loan, or whether their credit will even qualify them. The good news is that pawn shops in and around San Clemente like Gems N’ Loans are a non hassle loan institutions that don not require a credit check, nor defaulting on their loans will have any affect on your credit.

Now you are probably wondering what the difference is between the two right?

For example, payday loans are made against the borrower’s next paycheck. In return, a check is handed to the lender at the moment of the loan, and is cashed at the end of the loan term to repay the amount plus interest. Adjusting the length of the loan will typically result in higher interest rates, but is still advisable to defaulting due to credit score impact implications.


Pawn Loans however, typically have a longer period of time granted to pay back the loan, that is granted based on the collateral or item of value that is being used to secure the loan. Adjusting the payback period is up to the discretion of the lender, and is typically based on the loan amount and history with the borrower. The terms of the loan may allow for payback periods of up to  one or two months.

Tuesday, September 11, 2018

San Clemente California Payday Loan Alternative

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Wealthy people looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy cash loans from high-end pawn shops around San Clemente.
 

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. 

That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.
The pickup in economic growth has shifted the balance toward small business owners growing their businesses, said Jordan Tabach-Bank, CEO of Beverly Hills-based The Loan Companies.


Learn more here!


Thursday, September 6, 2018

Best Things to Pawn at a Pawnshop San Clemente

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Jewelry is one of the biggest cash winners at pawnshops in San Clemente. However, jewelry varies in price, and gold is worth more than silver. Precious metals are easy to pawn because they can actually appreciate over time.

When you already have a computer and a smartphone, your tablet is an easy item for a pawnbroker to loan on. Some brands and models will earn you more cash than others.

If you didn’t already know, power tools consistently have a good resale market, often around $50 to $100 per tool. Bosch, DeWalt and Milwaukee are among the most powerful brands, and circular saws, drills, bandsaws and air compressors are popular items as well.

Rare currency like collectible American coins, silver dollars, American Eagles, proof sets, silver certificates, federal reserve notes and unique paper money can far exceed its face value with a pawnbroker.

Gems N’ Loans can help you get started. If there is something we didn’t list, feel free to contact us here!

Friday, August 31, 2018

Will Cash Loans Ever Rule the World?

For many of cash-strapped consumers, short-term loans offer the means to cover purchases or pressing bills. But these deals, typically called payday loans, also pack triple-digit interest rates, leaving the borrowers trapped in a cycle of high-cost debt as a result.

Those that have borrowed from a storefront payday lender once, will find that the lender will deduct the owed amount from borrowers bank account on his or her next payday, to pay off the loan. Collateral based loans for cash in San Clemente have become accessed from pawn shops offering lower interest rates and easier terms that wont have people chasing their tails. 

As of now money will continue to rule the world as long as those that circulate money become forced into credit debt or loan deficits. 

Learn more about Gems N' Loans

Wednesday, August 29, 2018

How To Save on Cash Loans in San Clemente

The Wealthy are Using Pawn Shops to Finance Their Business Ideas

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Wealthy people looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy cash loans from high-end pawn shops in and around San Clemente.

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.

The pickup in economic growth has shifted the balance toward small business owners growing their businesses, and Gems N' Loans had been able to accommodate wealthy entrepreneurs.

Growth is "certainly geared more towards opportunity loans than anything else," Tabach-Bank said in a phone interview. His company operates brick-and-mortar high-end pawn shops in Beverly Hills, Chicago and New York. Business is doing so well that he's considering opening a fourth location.

In another sign, Denver-based Luxury Asset Capital said it launched an online version called Lux Exchange in late January and has secured a credit line of $50 million from a family office.

A big part of the job is "educating the affluent consumer that they have all these assets sitting in their closet," said Dewey Burke, president and CEO of Luxury Asset Capital.

Friday, August 10, 2018

Is There a Better Pawn Shop in San Clemente to Get Cash for Gold?

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There are things to know before selling jewelry to a pawn shop in San Clemente or anywhere for that matter.  First off get an idea of how much of your gold is worth before trying to negotiate a price for your items. There are many ways to go about finding out the value of gold jewelry.

One way is to Look for a stamp on the piece that might say 24K, 18K or 14K, in markings that indicate the purity of gold. Some people have been known to simply use a kitchen scale to weigh their gold.

It is important to find out how much gold is valuing for in the fair market. This can be checked at the World Gold Council website. However, keep in mind that the price of gold changes every day, so what’s true today may not be tomorrow.

Finally, use a gold calculator to figure out how much your gold is worth. You will need to input the karats and weight in grams into a special calculator to determine these figures.


Learn more here to meet up for pricing!

Thursday, August 2, 2018

The Best Cash For Gold in San Clemente

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If you are wondering what the best cash for gold is, then you need look no further. The best cash for gold is the kind that is fast, fair, and hassle free.

When searching pawns shops in and around San Clemente, it is wise to do a bit of research before entering in to a bargain or collateral loan, without considering the following:

Gold is traded 24 hours a day, 7 days per week on the open market, and is priced by the ounce. However, keep in mind this value can change at any second. Therefore, the prices for buying and selling gold are constantly fluctuating. These variances in market value are attributed to supply, demand, and buying power currency values. Political climates have also known to influence the fluctuation.

The best thing to do is work from a base price determined by the market. A pawn broker in San Clemente will likely pay you less than its value so that they can turn it around and sell it for a profit.


Learn more here!

Thursday, July 19, 2018

News From Pawn Shops San Clemente

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According to recent news leaks, a new study by an interdisciplinary team of researchers used seismic technology to estimate that a quadrillion tons of diamonds lie deep below the Earth's surface. 

A new study by an interdisciplinary team of researchers used seismic technology (the same kind used to measure earthquakes) to estimate that a quadrillion tons of diamonds lie deep below the Earth's surface.

Seismic technology uses sound waves to make measurements, because their speeds change depending on the composition, temperature and density of the rocks and minerals they're traveling through.

It appears there are deposits of diamonds sitting about 90 to 150 miles below the Earth's surface, much deeper than current mining machinery allows. The only other mining operation near this size of an operation is the Mir Diamond Mine in Russia, which is the world's second-largest human-made hole and only goes about a third of a mile deep.

Before you call on Elon Musk's Boring company to plan escalation, consider that in San Clemente there are pawn shops with 26 years of experience in diamonds and other rare Earth material like gold and silver. Find out how to mine for diamonds at Gems N' Loans!

Wednesday, June 20, 2018

Learn How The Wealthy Are Using Pawn Shops to Finance Their Business Ideas


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Wealthy people in Dana Point are looking to fund new ventures are turning to their Rolexes and art collections as collateral for quick and easy loans from high-end pawn shops in and around San Clemente.

The handful of lending companies tapping into the trend let their affluent clients take quick thousand-dollar or million-dollar loans with high-end collectibles as collateral. That's far greater than the average loan size of $150, according to the National Pawnbrokers Association. Business owners say the way the luxury goods-backed loans are growing points less to the financial distress associated with pawn shops and more to seize money-making opportunities.

The pickup in economic growth has shifted the balance toward small business owners growing their businesses, said Jordan Tabach-Bank, CEO of Beverly Hills-based The Loan Companies.

Growth is "certainly geared more towards opportunity loans than anything else," Tabach-Bank said in a phone interview. His company operates brick-and-mortar high-end pawn shops in Beverly Hills, Chicago and New York. Business is doing so well that he's considering opening a fourth location.

In another sign, Denver-based Luxury Asset Capital said it launched an online version called Lux Exchange in late January and has secured a credit line of $50 million from a family office.

A big part of the job is "educating the affluent consumer that they have all these assets sitting in their closet," said Dewey Burke, president and CEO of Luxury Asset Capital.

One of his clients was able to use his watch collection to seal a commercial real estate deal. This client spent 10 years trying unsuccessfully to purchase a piece of property, Burke said. When it suddenly came up for sale last year, the client had just one week to close.

No bank would provide a loan in such a short time, Burke said. But after the client mailed in "four very, very high-end luxury" watches, Burke's company was able to provide him with $400,000 in 48 hours.

Some clients also leave their luxury goods with Lux Exchange for a service that acts like a revolving line of credit.

"Often times if I talk about my business, the assumption is that people borrowing money from you, they must be in a bad spot. That's simply not true," Burke said. "We also and more often deal with business owners that are growing."

Global wealth is on the rise as equity markets have run into record high territory, and prices for luxury goods are climbing. Last fall, a da Vinci painting sold for more than $450 million, the most expensive piece of art sold at an auction, according to Christie's. In December, a vintage Rolex formerly owned by Oscar-winning actor Paul Newman set the record for the most expensive wristwatch sold at an auction — $17.75 million.

Individuals are also using high-end pawn shops to use their existing collectibles to buy more.

"They're able to fund the passion with the passion, versus using assets that would be used for other purposes. It makes a lot of sense for me," said Morgan Duffy, president of Hayden Wood Insurance Agency, which focuses on the car collection market.

Sometimes using a traditional lender has resulted in not being able to make a purchase at all.

One of Duffy's clients had $20 million worth of cars, and saw that the 18th out of 19 cars in one line was coming up for sale at an auction in four weeks. "He had tied up all his liquidity in business pursuits" and didn't have the roughly $3 million for the car, Duffy said. "Even with providing evidence of what his collection included, we couldn't get the traditional lender to wrap his head around it in time to purchase the car for his collection."

But the overall trend for high-end pawnbrokers appears to be entrepreneurs needing large amounts of capital quickly.

In Houston, Pamela Wright of Wright Pawn & Jewelry said loans in the last nine months grew 20 percent from the same period last year, mostly driven by luxury goods. She said some of the business loans were for:

a young woman who needed to patent and create a cosmetic product that now sells through the QVC television shopping network;
a man who needed to purchase a car to become an Uber driver;
a woman who started a successful delivery service.
"There does seem to be an increase in clients patenting ideas to take to market," Wright said. "It's not just the sandwich shop down the street. These are people that are thinking outside the box."


Learn more here.

Monday, March 26, 2018

How Pawn Shops Can Help When Times Are Tough

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There are many factors that determine the amount of money you will be offered for a piece of jewelry when you take it to a pawn shop. This includes whether you are looking to sell the jewelry or wishing to negotiate a loan for your valuables, the value of the piece and your negotiating skills will determine the ultimate outcome. What you might not realize is that your personal story, and how you express it, can play an important part in setting the final offer you will get for a piece of jewelry. This is why a pawn shop can help in times of need. Where the flexibility is important and the fact that you don’t have to have good or any credit at all.

Gem N’ Loans and pawns shops in San Clemente offer an alternative to their community when there are no other options. This is not to say youaren't free to just shop there when looking for bargain or special investments in gold. Gold coins and jewelry are great collateral items and also hold market value making them wise investments in a tough economy. We are willing to lend a hand with interest rates as low as 2%


To learn more how they can help click here.

Thursday, March 1, 2018

Pawn Shop San Clemente Holds Daily Auction

Why Have an Inventory Reduction?

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Most retail businesses at times have to balance inventory, prices and promotions to maintain profit levels. Clearance sales are used as a promotional strategy by many companies as an inventory management tool and as a focal point for price knowledgeable consumers.

Promotions and clearance sales are known to increase store traffic, especially from  shoppers looking for amazing deals. The attraction of lower-priced goods may increase the range of customers that can afford to purchase products from the company or may offer an attractive purchasing option to existing customers. Normally this happens when the store owner wishes to liquidate an abundance of inventory.

Pawns shops in San Clemente like Gems N’ Loans are auctioning a variety of jewelry, gold, musical instruments and valued electronics.


Learn more here!


Friday, February 23, 2018

Silent Auction San Clemente Gems N' Loans Liquidation Sale

What is A Silent Auction?

What is a silent auction? we ll during a silent auction, many bids are written on a sheet of paper that is commonly placed before or next to the item. At the predetermined end of the auction, the highest listed bidder wins the item. The auction is "silent" in that, no auctioneer is selling individual items. In the auction industry, the fair market value (FMV) describes the estimated value of an item based on similar products in the market and what the buyer is willing to pay.

At Gems N’ Loans near Capistrano Beach, there will be a silent instore auction to liquidate a 2 million dollar inventory. This means everything must go. Everything from gold, silver, coins, unique jewelry and collectibles. This is a celebration and opportunity to walk away with a valuable treasures at amazing prices not normal to market value making them more than fair, often referred to as a steel.

he minimum bid increment can also impact how well an auction item performs. In most cases, it is considered a good idea to set the minimum bid increment at 10% of the starting bid. For pricier items, it may be a good idea to lower the percentage so the price won't jump so high between each bid.

The minimum starting bid you set can make all the difference for an item's performance. Be reasonable and fair when pricing your items, and don't be afraid to set the starting bid on the low side of the spectrum.

Learn more about when to show up here!

Monday, February 19, 2018

The Best In Money And Gold

Your Pawn Shop Near San Clemente

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When looking for the best pawn shop in San Clemente, one might wonder under what criteria this would fall under. While pawnshops have been known to reside in low-income neighborhoods to cater to people down on their luck, Gems N’ loans is located in a upscale neighborhood in Capistrano Beach. According to Rick Harrison, pawnshops aren’t the shady, scary places they are often made out to be by the media. Pawnshops have been unjustly vilified by the mainstream media, and so most people perceive pawnshops to be dirty and seedy. This i snot the case when shopping for the best pawn shop in San Clemente.

How They Work? Pawnshops offer collateral-based loans secured by something of value. For example, you take in something you own, and if the pawnbroker is interested, he will offer you a loan. The pawnbroker then keeps your item until you repay the loan. The loan amount will likely be a small fraction of the item’s actual value. You can sell your item to the pawnshop outright, but pawnbrokers are less enthusiastic about these transactions because loans offer much more profit potential for the pawnbroker.
  

Learn more!

Monday, February 12, 2018

Pawn and Shop San Clemente

Better Than a Thrift Shop

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There are many reasons that people might choose to shop at a thrift store, and make a hobby out of finding second hand items that they can bring home. Often the items found at such a shop are often products of lesser value. Unlike a pawn shop where you can actually find high valued items for excellent prices and get the same exciting feeling of being the first to find such unique items.

When pawn shops in San Clemente offer an inventory of products and options to suit your financial needs, the options far more exceed that of a the ladder. People who need cash can take their items to a pawn shop to use a short-term collateral loan, where the pawnbroker will examine the items and decide how much cash to loan the owner. In this case, the owner will have a predetermined amount of time to pay back the loan as well as a nominal interest charge. The biggest benefit to pawning outside of finding used items for great prices is that your items of value can also offer immediate cash.


Visit Gems N' Loans to learn more!

Monday, January 29, 2018

Get Cash for Gold Wisdom

  What To Look For When Buying and Selling Gold

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How to compare dealer gold prices. Excluding the proof version, the U.S. Mint doesn’t sell American Eagle gold coins directly. However, there is a dealer location tool on the Mint’s website. Comparing prices among dealers is easy, too, because coins sell at a premium above gold’s spot price, or its delivery price as a commodity. You can find the spot price on precious metals exchange at Monex.com.

The Canadian Maple Leaf and American Eagle gold bullion coins are the easiest to buy and sell. Outside the U.S. Not to say that American Eagle coins haven’t been put into individual retirement accounts, or IRAs.

Jewelry can also be a great commodity when looking to get fast cash from a loan or sale when looking for pawn shops in San Clemente. Next door in Dana Point Gems N’ Loans has been offering exclusive consultations for those wishing to cash in on heirloom rings and necklaces.

Learn more here!


Thursday, January 18, 2018

Find The Best Items At Your Pawn Shop San Clemente

Treasure Hunting Can Be Fun and Beneficial

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Many millennial need access to fast cash, and a pawn shop is a great option when you need to buy jewelry and can’t afford to purchase it brand new. You’ll find good jewelry pieces for a lot less money here when compared to a jewelry store.

When shopping second hand for jewelry, it feels like a kind of treasure hunt like experience. It is satisfying finding an awesome item of desire for a great price. Pawn shops near San Clemente like Gems N’ Loans Dana Point create an environment where millennial can find vintage items and give those items a new purpose. You might see this as a method of recycling  valuable items that remain desirable.

Learn more here!

Thursday, January 11, 2018

Finding Pawn Shops in San Clemente

A Great Pawn Shop Near San Clemente

http://gemsnloansdanapoint.com/










From the land all the way to the sea, near San Clemente, as far as Dana Point lies the option for fast cash, loans, and jewelry. Finding options that don't involve credit checks or high interest rates in north Orange County can be a challenge. Need look no further, as Gems N' Loans Dana Point has been serving San Juan Capistrano, Laguna Niguel, and other neighboring areas in this capacity.

They offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving Southern California for 24 years in this capacity. We offer customer service like no other shops around.  Including only knowledgeable staff available for loans and important information, they also have an amazing master jeweler that can design your custom wedding or engagement ring.  

Learn how to turn your items of value into quick emergency cash here!
 

Friday, January 5, 2018

Get Cash For Gold

Better Than Bitcoin

http://gemsnloansdanapoint.com/
The most obvious difference between Gold and Bitcoin is this that gold is a tangible physical precious metal, whereas Bitcoin is digital currency. Gold has been used by mankind as a medium of exchange for millennia. It is also useful in technology and manufacturing, and is appreciated for its beauty in the form of jewelry, art and keepsakes.

Bitcoin is the world’s first decentralized digital currency. This novel system for virtual money was first proposed by software developer Satoshi Nakamoto in 2008 and made available to the public in 2009. This crypto currency system allows members of the bitcoin community to mine new bitcoins using open source software to solve complex mathematical equations. They can also be invested in. However, Bitcoins do not carry any personal identifying information such as names or physical addresses.  


At Gems N' Loans Dana Point near San Clemente, you can pawn or invest in gold that hold a much more tangible value.